Most people know they need to save for a deposit to get a mortgage for their first home. But prospective property owners might not realise there are a raft of other fees, charges and taxes they also need to pay – running into thousands of pounds. Prices vary around the country from £20,000 to £30,000 in London but if you are in the north then your costs may only be between £5,000 and £10,000.

You've got the deposit, the right people behind you, and you're feeling ready enough to take the plunge and snap up your ideal home. In a highly competitive property market, we wish that buying a house was that easy, but it's not. Whether you're stuck in a chain or buying for the first time, we asked Daniel Bourne, Senior Branch Manager at Douglas Allen, Barkingside, to share his secrets on how to give yourself the edge over other buyers.

The thought of buying a house may make even the savviest of savers go weak at the knees. While saving for a first home for many can be a long and gruelling process, it’s best to start early and save as much as you can possibly stretch to. It’s no secret that the bigger deposit, the lower lending risk you will be and most importantly, a sure-fire candidate for getting a mortgage.

The differences between a survey and a mortgage valuation are pretty hefty. A survey can help you make a fully informed decision about whether to go ahead with the purchase as well as a reasonable price to pay. Having one will also put a spotlight on any damages and repairs that need doing to your potential home.

Read our Q&A on the Help to Buy Scheme for first-time buyers and home movers